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EOS Credit Funding BL DAC Privacy Policy

Information in Accordance with Article 13/14 of the General Data Protection Regulation

Identity of the Data Controller
EOS Credit Funding BL DAC  

3 Ballsbridge Park The Sweepstakes Ballsbridge 
4 Dublin 
Ireland  

Tel: +353 1 631 9089 
Fax: +353 1 631 9001  

Email: info@eos-creditfundingbl.ie

You can contact the Data Protection Officer via the above-mentioned postal address or by e-mail: group-privacy@eos-solutions.com.

Processing Purposes and Legal Basis

Your data is processed for the purpose of debt management in accordance with Article 6 (1) lit. f GDPR. Our legitimate interests are the purchase of receivables, their administration as well as mandating collection agencies to collect these receivables. Your data is also processed for the purpose of compliance with legal and regulatory obligations applicable, e.g. applicable tax legislation, in accordance with Article 6 (1) lit. c GDPR.

Data Categories and Data Sources

We process the following categories of data: Master data, contact data, contract data, receivables data, payment information, if applicable. Data under those categories was transmitted to us by the original creditor or one of the recipients named below.

Recipients

In the context of the debt management, we have and/or will transfer your data, if necessary, to the following categories of recipients: credit servicing companies, service providers, third-party debtors, courts, bailiffs, lawyers, debt management companies.

Duration of Storage

After full payment of the outstanding claim or termination of the collection procedure, we will check after three years whether we still need your data at least in part, for example due to legal retention periods.

Your Rights

If the legal requirements are met, you have the following rights under Articles 15 to 22 GDPR: right to information, access, correction, deletion, restriction of processing and data portability.

Furthermore, pursuant to Article 21 GDPR, you have the right to object to the processing based on Article 6 (1) lit. f GDPR.

Right to lodge a complaint with the Supervisory Authority: Pursuant to Article 77 GDPR, you have the right to lodge a complaint with a Data Protection Supervisory Authority. You can do this at the Authority at your place of residence.  The Supervisory Authority responsible for our company is the Data Protection Commission, located in 21 Fitzwilliam Square South Dublin 2, D02 RD28, Ireland, Phone +353 (0)761 104 800.

Information in Accordance with Article 13/14 of the General Data Protection Regulation.

Identity of the Data Controller
EOS Credit Funding BL DAC  

3 Ballsbridge Park The Sweepstakes Ballsbridge 
4 Dublin 
Ireland  

Tel: +353 1 631 9089 
Fax: +353 1 631 9001  

Email: info@eos-creditfundingbl.ie

You can contact the Data Protection Officer via the above-mentioned postal address or by e-mail: group-privacy@eos-solutions.com

Purposes for processing and legal basis

In accordance with Art. 6 (1) b of the GDPR (contract performance), we process your data to administer and manage the portfolio of receivables originated by you and sold to the Company (debt purchase agreement) and exercise its rights under the transaction documents pursuant to which the Company purchased the debts and appointed others, such as Asset Managers to service these receivables.

In accordance with Art. 6 (1) c of the GDPR (legal obligation), we process your data to comply with legal and regulatory obligations applicable to the Company from time to time, including, without limitation, applicable   tax, anti-money laundering and other counter terrorist financing   legislation. 

In accordance with Art. 6 (1) f of the GDPR (legitimate interest) we process your data to maintain contact and correspondence regarding concluded contracts, tenders, negotiations and exercising procedural rights and to build and maintain business relationships/partnerships.

Data categories and data sources

We process the following categories of data: Master data, address data, communication data and contract data. The data from these categories was either supplied to us by you or acquired from publicly available data sources.
The data from these categories was either supplied to us by you, third parties or acquired from publicly available data sources.

Recipients

We disclose your data to another company of the EOS Group or another third party (recipient) if:

  • there is a legal obligation for the transfer of the data in accordance with Art 6, (1) c of the GDPR,
  • it is necessary to process your data for the purposes of fulfilling a contract with you,
  • in accordance with Art. 6 (1) f of the GDPR the transfer is necessary for the assertion, exercise or defence of legal claims 
  • the data will be processed by a processor in accordance with Art. 28 of the GDPR.
Your personal data will not be passed to third parties for other purposes than those specified above.

Duration of storage

We will keep personal data of contact persons and representatives of our Business Partners, in accordance with the Company’s legal and regulatory obligations and any applicable record retention policy of the Company, otherwise only for as long as the retention of such Personal Data is deemed necessary for the purposes for which that Personal Data are Processed (as described in this privacy notice).

Rights of the data subject

In accordance with Art. 15–22 of the GDPR, you have the following rights if the legal requirements are applicable: Right of access, rectification, erasure, restriction of processing and data portability. 

You also have a right to object to processing in accordance with Art. 14 (2)(c), Art.13 (2) b and Art. 21 of the GDPR, based on Art. 6(1)(f) of the GDPR.

Right to lodge a complaint to the supervisory authority

Pursuant to Article 77 GDPR, you have the right to lodge a complaint with a Data Protection Supervisory Authority. You can do this at the Authority at your place of residence. The Supervisory Authority responsible for our company is the Data Protection Commission, located in 21 Fitzwilliam Square South Dublin 2, D02 RD28, Ireland, Phone +353 (0)761 104 800.